California Edition 2014-2015 > Financial Policies and Information > Financial Aid Programs > Direct PLUS loans for Graduate Students (GRAD/PLUS)

Direct PLUS loans for Graduate Students (GRAD/PLUS)

Federal Graduate PLUS Loans for students pursuing a graduate or professional degree provide additional funds for credit-worthy graduate students to help pay for students’ educational expenses. If a student has no credit or a poor credit history, he/she may still qualify for a loan by applying with a credit-worthy endorser. Interest rates are fixed and established annually by the U.S. Department of Education. Current interest rates can be found at https://studentloans.gov.  Repayment begins immediately after the loan is fully disbursed.